Provide Maximum Health Benefits for Your Union Trust Members

Premier Benefit Solutions (PBS) was created exclusively to identify, integrate and retrofit cost-saving mechanisms within Union Health and Welfare Trusts. Today, trust benefit portfolios must be actively managed in detail to control both hard expenses and reverse undetected attrition of dollars.

We source and coordinate subject matter expertise for trust management

We perform audits of existing trust programs and vendor contracts to ensure maximum financial performance and efficiency

We define, propose and implement solutions to stop financial attrition

We streamline benefits, vendors and technology to achieve maximum return for participants

Health Care

Solve both over-delivery and under-delivery of medical benefits. Customize offerings in detail to maximize a program specific for each trust's requirements.

Self-insured

Fully Insured

Consumer Driven Health Care

Health Savings Accounts (HSAs) Negotiations with Carriers

Request for Proposal (RFP) Assistance

Contract Language Assistance

Audit & Recovery/ Contract Compliance

Dental

Focus on the details of dental plans to increase benefit and curb costs. Actuarial analysis of dental programs typically reveals significant savings opportunities and ways to increase control through more active financial management.

Self-insured

Fully Insured

Negotiations with Carriers

Request for Proposal (RFP) Assistance

Contract Language Assistance

Audit & Recovery/ Contract Compliance

Vision

Vision benefits are important to trust benefit participants. Changes in vision benefit delivery -- new networks, new discounted programs, new treatment methods -- make it necessary to restructure this program on a regular basis to take advantage of cost reductions.

Self-insured

Fully Insured

Negotiations with Carriers

Request for Proposal (RFP) Assistance

Contract Language Assistance

Audit & Recovery/ Contract Compliance

Rx Drug Plans

Our team excels at generating pharmacy program savings through structural analysis and vendor negotiation. The prescription delivery system is complex and competitive, but our team of experts can absolutely direct the system to perform in trusts' favor.

Self-insured

Fully Insured

Pharmacy Benefit Manager Audits

Negotiations with Carriers

Request for Proposal (RFP) Assistance

Contract Language Assistance

Audit & Recovery/ Contract Compliance

Life Insurance

Life insurance is often viewed as a lower-priority add-on in the trust benefit portfolio, while the individual participant sees it as essential. With close management of these programs and aggressive carrier negotiation, participants can receive higher benefits and more education while the trust pays lower rates.

Term Insurance

Life Win Product

Negotiations with Carriers

Request for Proposal (RFP) Assistance

Contract Language Assistance

System Solutions

Health and Welfare Trusts often have antiquated technology platforms. Today there are a wide variety of full, partial and stop-gap system solutions to meet technology challenges specific to trusts. Modernizing internal data management systems benefits both trust administrators and trust participants. The investment typically pays for itself through saved work hours, integration of processes and automated participant processing. For more product information, click here.

Healthcare Information Tools/ Individual Medical Management

Promote more responsible use of Health & Welfare benefits by implementing specific medical information to inspire individual medical management. By sponsoring a knowledge-based information system that is updated daily with current research, the trust can actively educate and assist every member with the personal management of their healthcare.
For more product information, click here.